Annie Smith-Kensk
Articles by this Author
All About Mystery Shopping
- By Annie Smith-Kensk
- Published 01/15/2007
- Secret Shopping
-
Rating:




Unrated
It sounds unbelievable, but it is absolutely true.
First, I'd like to congratulate you for looking at this section! Second, I have personally been a "secret or mystery shopper" for many, many years. Getting paid to shop can be fun and profitable. Plus, I almost always really enjoy my assignments. So, I write this guide and give you the resources you need to succeed - all from my heart.
You won't make a six-figure income as a "secret shopper," but you can get a whole lot of goods and services for free, reduce many of your everyday expenses, have fun and EARN EXTRA MONEY! Whether you are a stay-at-home mom, busy executive or a college student, this is an excellent way to set your own schedule and work when you feel like it.
Secret shoppers not only enjoy a fun way to make extra money but also provide valuable customer service information to businesses. You can get paid to shop in stores, eat in restaurants, go to the movies, do grocery shopping and more!
This website section is your complete resource for launching and building your mystery-shopping career, whether you are male or female, whatever your age and wherever you live.
Where To Dig Up The Free Government Resources You Deserve
- By Annie Smith-Kensk
- Published 01/15/2007
- Government Free Stuff
- Rating: Unrated
Elsewhere in this article you will learn about some of the thousands of cash grants offered by Uncle Sam. Grants are outright cash awards or gifts- usually to be applied toward a specific goal or purpose. Getting a grant usually takes a lot of work, a lot of time and energy. To maximize your chances of getting a specific cash grant, you have to get a lot of basic information.
If you are a student, be sure to visit http://www.students.gov, your comprehensive information portal providing answers to your questions on grants, scholarships, education, career, government and more.
If you are an organization, be sure to visit http://www.grants.gov which allows organizations to electronically find and apply for competitive grant opportunities from all Federal grant-making agencies. Grants.gov is THE single access point for over 900 grant programs offered by the 26 Federal grant-making agencies.
Everyone should visit http://www.govbenefits.gov. GovBenefits is a partnership of many Federal agencies and organizations with a shared vision - to provide improved, personalized access to government assistance programs. GovBenefits.gov is a FREE confidential prescreening tool allowing you to search for benefits you may be eligible to receive.
There is also an online service called BenefitsCheckUp located at www.benefitscheckup.org that identifies benefits open to people 55 and older. This website covers government and private programs that can help with health care, utility costs and other essential needs.
About Free Stuff From Uncle Sam
- By Annie Smith-Kensk
- Published 01/15/2007
- Free Stuff , Government Free Stuff
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Rating:




Unrated
"The streets in American are lined with GOLD…just waiting to be picked up". For many decades these have been the thoughts and dreams of so many immigrants who longed to come to this country- to become citizens of the richest nation in the world. They read facts that our streets are not literally made of gold. But, if one knows where to look and how to look and how to make it happen, there are literally billions and billions of dollars worth of valuable riches from the Federal and State governments waiting to be picked up…just for the right asking price.
About Home Based Agents
- By Annie Smith-Kensk
- Published 01/15/2007
- Business Opportunities, Franchises & Work-At-Home
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Rating:




Unrated
New technology isn't driving the growth. Home-based agents typically work from their personal computers and use a residential phone connection to dial into their employer's network.
As many U.S. companies prepare to export jobs overseas, other companies are working to keep them at home - literally - as a substitute for call centers. According to a recent study by consultancy Booz Allen Hamilton, not only is such "home-sourcing" cheaper than traditional outsourcing, but home agents are 25 percent more productive than employees who handle calls in-house.
The age of the virtual agent, or home-based agent, is upon us. By some accounts, there are approximately 100,000 virtual contact-center agents in the United States, a number that represents a growing global trend.
In a recent report, 4 percent of the call centers surveyed in Britain cited that they are using virtual agents, with an additional 42 percent reporting they expect to implement home-based agents in the near future.
Office Depot already employs 1,400 home based sales and service agents through WillowCSN, and if you make a reservation with Jet Blue, you'll speak with one of the company's 971 U.S.-based reservation agents who work from home. Jet Blue reports just a 3.5 percent annual turnover rate among these workers.
Companies look for highly qualified, motivated individuals who are interested in:
- Working from home
- Being their own boss
- Flexibility; Setting their own schedule
- Balancing business and family
- Starting your own business
What Firms Should I Contact About Becoming A Home Based Agent
- By Annie Smith-Kensk
- Published 01/15/2007
- Human Resources
- Rating: Unrated
Agents choose their own hours and who they work for. Some firms that offer these agent opportunities include:
Alpine Access, Inc.
1536 Cole Boulevard, Suite 350
Golden, Colorado 80401
303-279-0585 Phone
http://www.alpineaccess.com
ARO Outsourcing
3100 Broadway, Suite 100
Kansas City, MO 64111
800-722-8827, ext 2010
http://www.callcenteroptions.com
Craigslist
Many opportunities both traditional and work-at-home. Look for on-line teachers, designers, sales and related. http://www.craigslist.com/
Intellicare
500 Southborough Drive
South Portland, ME 04106
800-524-1484
http://www.intellicare.com/
LiveOps
LiveOps, Inc
3340 Hillview Avenue
Palo Alto, CA 94304
650-614-0750 or 800-411-4700
http://www.liveops.com/become_agent.html
Staffcentrix
Web site that bring you the newest opportunities and resources in the growing trend toward Virtual Work At Home. http://www.msvas.com/
West at Home
West Corporation
11808 Miracle Hills Drive
Omaha, NE 68154
800-762-3800
http://www.workathomeagent.com
Willow CSN Incorporated
3450 Lakeside Drive, Suite 620
Miramar, Florida 33027
CyberAgentTM Inquiries:
305-874-2000
866-771-0041
http://www.willowcsn.com/
As an Independent Contractor who works from home you have 100% flexibility because it’s your own business:
- Work from your home
- Be self-employed
- Your own boss
- Set your own hours
- Work around your schedule
- Hours vary by project
- Flexibility to create your schedule daily
- No commute/no drive to work
- Wear what you want
- No dress code or dry cleaning bills
Some Sample Free Government Federal Benefits
- By Annie Smith-Kensk
- Published 01/25/2007
- Free Stuff
- Rating: Unrated
Here are just a few resources to check out. Please see our extensive section on Government Free Stuff for more resources.
American Council of Young Political Leaders
You must be an elected official who is either under the age of 41 years or interested in traveling outside the 50 states. The purpose of this program is to enable emerging political leaders in the US to experience the political and cultural dynamics of other countries. Write to: American Council of Young Political Leaders, 1612 K Street NW Suite 300, Washington, DC 20006. You may call American Council of Young Political Leaders at (202) 857-0999.
American Jazz Masters Fellowships
You must be a US citizen of permanent resident with current or past experience as a published writer/poet. Fellowships enable recipients to set aside time for writing and general career advancement. http;//www.arts.gov/grants/apply/Lit04/Litindex.html You may call National Endowment for the Arts at (202) 682-5034.
Annual Credit Report
Congress required the three major credit agencies to provide citizens with a free credit report once a year. The rollout took 10 months but now everyone in American can go to this site and request their report, which is critical for heading off identity theft or other mischief that could ruin a person's credit score. Visit www.annualcreditreport.com
Apply Online for Social Security Benefits
Learn how to fill out an online application, how your personal information is protected, who can apply online and more. Write to: Consumer Information Catalog, PO Box 100, Pueblo, CO 81002.
Architectural Barriers Act Enforcement
You must claim that you have been denied housing or financial assistance due to discrimination. http;//www.hud.gov/offices/fheo/disabilities/sect504.cfm Write to: Office of Fair Hosuing and Equal Opportunity, 451 7th St SW Room 5240, Washington, DC 20410. You may call Office of Fair Hosuing and Equal Opportunity at (202) 708-2333.
Armed Forces Benefits
Must have been in active military for at least 24 months and you must be a taxpayer who is interested in receiving tax information and tax preparation. http://www.irs.gov/publicaotins/p3/index.html Write to: IRS, 1111 Constitution AV NW, Washington, DC 20224.
Assitance to Toture Victims
You must be a victim of torture and a legal alien. Provides support for domestic centers and programs for victims of torture. http://www.acf.hhs.gov/programs/orr
Barry Goldwater Scholarship Program
You must be a US national citizen or legal alien who is a current or prospective student. Student must be nominated by his or her college or university using the official nomination materials provided to each institution. http://www.act.org/goldwater
Basic FHA Loan Home Mortgage Insurance HUD/FHA
You must be a current or perspective homeowner who is refinancing an existing mortgage. Helps individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA approved lenders make loans through a number of FHA insurance programs. http://www.hud.gov/buying/index.cfm
Benefits Check Up
Benefits Check up is a free, confidential service provided by the national Council on Aging for people 55 and over and their caregivers. This comprehensive on line service tells people about benefits which they quality as well as where and how to apply. http//www.benefitscheckup.org/
How Can I Market Items I Make In My Craft or Hobby With Little Cost
- By Annie Smith-Kensk
- Published 02/8/2007
- Crafts , Business Opportunities, Franchises & Work-At-Home , Small & Home Business
- Rating: Unrated
Here are some common low-cost techniques:
A. Selling to Friends
The quickest way to begin selling is to start making things. Look inside of any number of national crafting or hobby magazines for ideas. When friends and relatives see the beautiful products you make, they’ll be the first to want them. The more you make, the more you will sell.
B. Sell Your Crafts Door to Door
This kind of business can work with a variety of craft and hobby items for the home like florals, placemats, cross stitch and needlepoint pillows, throw pillows and quilts. Once the customer knows you, the door is open to selling them additional pieces, possibly even other personal items like handmade earrings, necklaces and bracelets. The only cost of making door-to-door sales is your time and effort.
When selling door to door, make up a set of samples of every thing you produce. Type up an order form and price list, photocopy it and then go out and take orders. Such a business is a perfect staring place for a part or full time income.
C. Make Good Money With Home Parties
The "party plan" method of selling has made millions for many companies, including Avon, Tupperware, and Amway. Once you get the ball rolling, you can do quite well. What you will want to do is get 5-10 people and show or explain your items.
After the presentation, give your guests the opportunity to ask questions and to examine your items. You can achieve a closing rate of 50-100%! This method is very successful for the following reasons:
- It gives people a reason to get together with friends.
- It's a fun way to sell your service, which is less imposing than direct selling.
- It establishes your business within your local market.
- Your customers are qualified and more likely to buy than strangers.
One of the best seasons for a home show is the month before Christmas, as this is the hottest selling period of the year. Other great seasons are back-to-school, Easter, July 4th, Halloween, Thanksgiving and May - the wedding season.
Usually, a home party is convenient between seven and ten in the evening. Invite as many people as your host is comfortable with. Send out personal invitation cards announcing the event. Local newspapers might even list your party in their calendar of events.
Offer refreshments, and create an informal party atmosphere. At some point, give a brief talk or demonstration about your art or craft. The more you know and can talk about what you do the more value the people will be about your products.
D. Cut Down On Your Selling Expenses By Joining A Craft/Hobby Cooperative or Craft Mall
If you like working with others, consider joining a cooperative gallery or craft mall. These “stores” will display your items with other artists and craft persons. Cooperatives require little investment from you and provide an excellent way to test your products and display ideas. You can locate them in your yellow pages directory. Be sure to review our section on Craft Malls for greater detail. Call or visit one to find out how they interview new artists.
E. Enjoy Quick Success At Art & Craft Shows
The American public seems obsessed with shopping. People love to shop. Some of them even like to buy but what they enjoy most is the lively activity “looking around” at a marketplace. When you wander around a craft fair today, you can sense the excitement from artisans selling their unique and exotic hand made wares and from customers hunting treasures and heirlooms at a bargain.
A craft or hobby show is a good staring point for anyone selling their work. Beyond the dates of the show, there are no further commitments. When a show is over, it’s over. You can do one or two shows and walk away with a minimum of expense of time money. Or you can do shows every month, all over the country, and take up the craft fair life style by making shows the mainstay of your business.
F. Growth In Religion
Though we don’t often think of them this way, churches, schools and synagogues provide selling opportunities for many different craft items. For instance you will find a market for stained glass windows, woven banners, seats, pictures, candles, urns, wall hangings and more.
G. Sell Craft Products To Local and National Business As Premiums
The premium and incentive business amounts to over 25 billion dollars in sales annually. Products are purchased by business for gifts, sweepstakes prizes, publicity and promotions, salesperson incentives, employee performance incentives, referral incentives and more. Items used as premiums are often purchased in large quantities, but often-local businesses such as banks and retail stores look for incentives from local artisans. They usually will not need thousands of units.
H. Sell To Specialty Retail Outlets
Retail craft and hobby stores aren’t the only possible outlets for your creations. Depending on the kind of craft or hobby, its size, price, fragility, and construction, products can be marketed through a number of alternative retail outlets. For instance:
· Gourmet stores stock food and gift baskets
· Church and synagogue gift shops
· Airport and hotel gift shops attract travelers in transit.
· Museum and hospital gift shops as well
· Gift stores at marinas in coastal areas.
· Beauty shops today often display jewelry items or let their customers know they have them for sale.
· Campgrounds at national parks and tourist areas often sell craft gifts from local artisans.
· Christmas shops offer a wide variety of products including crafted wreaths and ornaments.
· Fashion Boutiques that carry high-end garments are likely to be interested in hand-woven or one of a kind pieces.
· Cooking stores are additional outlets for potholders, wood cooking boards and other kitchen craft items.
· Kid’s stores open up a range of great opportunities.
· Florist shops offer potential for pressed flower gift boxes and related crafts.
I. Let The Shoppers In On Your Secrets
Who better to ask for a purchase than from people shopping?! One very popular technique involves placing a black and white picture of a few of your items or just descriptions on automobile windshields in parking lots. This can be done at a busy mall, at a church bazaar, near an art fair or wherever you see cars!
J. The Take on Take-One Postering Can Be Great
There are 3600 accredited colleges and universities throughout the country. The typical grocery store has about 25,000 people pass through their doors weekly. Chances are very good that there are at least a dozen grocery stores, colleges and universities, trade schools, and technical schools within driving distance of your community.
All you need to do is design a flyer of your products. Place your flyer or “take-one cards” on bulletin boards at the stores and schools in your area.
If there are not enough grocery stores and schools in your area for you to distribute your materials, you may place your materials at local establishments such as Laundromats and convenience stores. Most establishments allow bulletin board space for advertising materials.
Will My Idea or Product Sell?
- By Annie Smith-Kensk
- Published 02/8/2007
- Crafts , Business Opportunities, Franchises & Work-At-Home , Small & Home Business
- Rating: Unrated
We get asked this question a lot: Will my product sell? Only time and testing will tell for sure. But, as you venture upon your journey, consider this before you begin making any item for profit:
Does your product fill one or more of a person’s desires of needs?
These include:
- freedom from fear
- health
- emotional comfort
- more money
- being popular
- convenience
- entertainment
- someone to love
- more time
- personal fulfillment
- physical comfort
- attractiveness
- prestige
...and so on.
The more needs listed above your product fills, the greater your chance of success. There are no magic rules for success. Just a few guidelines that we will share with you. Many people do term their hobby into a business. From crafts to trains to gardening. You can do it!
Blogs by this Author
Free Stuff From Uncle Sam - Get Your Fair Share
- By Annie Smith-Kensk
- Published 01/25/2007